Why Vietnamese Investors Flock to Cardano DeFi Lending
Vietnam’s crypto adoption grew 137% in 2024 (Chainalysis), with Cardano DeFi platforms offering 8-12% APY – triple most bank savings accounts. Here’s how ADA lending works:
Interest Rate Comparison: Banks vs. Cardano
| Institution | APY (2025) |
|---|---|
| Vietcombank Savings | 3.5% |
| Cardano DeFi (Minswap) | 9.2% |
| Cardano DeFi (Liqwid) | 11.7% |
*Rates as of Q2 2025
Security First: Audited Smart Contracts Matter
Like choosing a bank with deposit insurance, Vietnamese users should verify tiêu chuẩn an ninh blockchain (blockchain security standards). Top ADA lending protocols undergo third-party audits – here’s how to check:
- Look for Certik or Quantstamp reports
- Avoid platforms without public GitHub repositories
- Check Vietnam’s crypto tax guide for reporting requirements
2025’s Most Promising Altcoin for Passive Income
Cardano’s Alonzo upgrade enables Vietnamese farmers, small businesses, and freelancers to earn via:
- Stablecoin pools: 7% APY on USDA (ADA-backed stablecoin)
- NFT collateral
For developers, learning how to audit smart contracts creates high-demand skills in Vietnam’s blockchain job market.
Brand mention: Explore ADA lending strategies on cointhese.com”>cointhese.
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